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Step inside a luxury Panama City resort attracting business travelers with its exclusive, Jack Nicklaus-designed golf course and high-end dining

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A view of the golf course at The Santa Maria Hotel and Golf Resort in Panama.


Punta Pacifica Realty




  • Panama City’s wealthy Santa Maria neighborhood is home to the city’s only five-star resort.
  • The Santa Maria Hotel is known for its Jack Nicklaus-designed golf course and high-end dining.
  • I spent a night in the hotel, enjoying the property’s pool and amenities.

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The manicured golf course, chlorinated pool, and crisp white tablecloths differed drastically from the overgrown island I had spent the past three nights on.

But then again, I was no longer in Panama’s Gulf of Chiriqui. I was in Santa Maria, one of Panama City’s most expensive neighborhoods.

And if there’s one thing you can expect, it’s pristine luxury. To celebrate my final night in Panama, I spent a night at the five-star Santa Maria Hotel and Golf Resort.

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Santa Maria is one of Panama City’s wealthiest neighborhoods.

A view of Panama City's Santa Maria neighborhood.

A view of Panama City’s Santa Maria neighborhood.


Punta Pacifica Realty




Duncan McGowan, the president of Punta Pacifica Realty, told Business Insider that there are two neighborhoods Panama’s wealthy residents gravitate toward.

The first is the Ocean Reef Islands, a private neighborhood built on two manmade islands in the Pacific. The second is Santa Maria.

McGowan said that while Santa Maria is a relatively new neighborhood in Panama City, it’s quickly become one of the city’s most expensive places to live.

That’s partly due to its proximity to the Costa del Este neighborhood, which is filled with international businesses and offices. McGowan said many people who work in Costa del Este live in Santa Maria.

The neighborhood has everything from single-family homes to impressive condominiums designed by Fendi. While real estate can range in price, McGowan said property typically ranges between $3,000 and $4,700 a square meter.

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At the edge of the neighborhood is the five-star Santa Maria Hotel, part of the Marriott Bonvoy collection.

The Santa Maria five-star hotel in Panama City.

The exterior of The Santa Maria Hotel.

Monica Humphries/Business Insider



Opened in 2018, The Santa Maria Hotel and Golf Resort is a five-star, 182-room hotel.

The hotel has welcomed familiar names like Morgan Freeman and Canada’s national soccer team. Due to its location near the airport and Costa del Este, the hotel also attracts plenty of business travelers.

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In April, I headed to the property for one final night in Panama.

The Santa Maria five-star hotel in Panama City.

The doorway between the suite’s living room and bedroom.

Monica Humphries/Business Insider



I originally booked a deluxe king room with city views. The deluxe room, the most basic accommodation at The Santa Maria, cost $340 for one night.

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On the afternoon of my stay, bellhops greeted me at the entrance and ushered me to the check-in desk.

The Santa Maria five-star hotel in Panama City.

The entrance to The Santa Maria Hotel and Golf Resort.

Monica Humphries/Business Insider



An Uber driver dropped me off at the entrance to The Santa Maria, and immediately, I felt like I was stepping inside a tropical oasis.

A centerpiece of lush bromeliads filled the entryway. Tucked in other corners were tropical plants like monsteras and palms.

Staff members waited to check guests in at two ornate wooden reception desks. Here, I was told I received a complimentary upgrade to an executive suite, which typically costs $570 after taxes and fees.

I grabbed my key and headed for the elevator.

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I headed to the third floor and stepped inside my suite. Immediately, I was overwhelmed by the room’s large size.

The Santa Maria five-star hotel in Panama City.

A view of the author’s hotel suite.

Monica Humphries/Business Insider



I had spent the morning envisioning my night in a standard-sized hotel room. I figured there’d be just enough room for a small mini fridge and coffee maker. If I were lucky, I’d be able to squish my luggage into the corner of one room.

But size was no complaint in the 893-square-foot suite. Two rooms — a living area and a bedroom — made up my expansive home for the night.

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The entryway had a half bath and a coffee bar.

The Santa Maria five-star hotel in Panama City.

The entrance to the hotel suite.

Monica Humphries/Business Insider



I stepped inside a large entryway. Here, I discovered a half bath, which was largely unnecessary for one person. However, it would’ve been great if I hadn’t been alone.

Next to the bathroom was a coffee bar area. Inside the cabinets was a mini fridge, and on top was a coffee maker and some glassware.

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At the end of the hallway was a large living area with a couch, chairs, a TV, and a desk.

The Santa Maria five-star hotel in Panama City.

The suite’s living room area had a couch, two chairs, and a TV.

Monica Humphries/Business Insider



The living area had enough seating for four people. I stretched out on the couch and eyed the magazines on the coffee stand.

As I flipped through The Business Year’s Panama edition, I thought the hotel was clearly appealing to a certain traveler.

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The room naturally led to the bedroom area.

The Santa Maria five-star hotel in Panama City.

A pocket door led to the suite’s bedroom area.

Monica Humphries/Business Insider



The suite’s bedroom was accessible through a sliding door. Once again, the room was shockingly large.

At the center of the room was a king-sized bed with a pillowtop mattress and comfy duvet.

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The bedroom also had enough space for a dresser, TV, and seating.

The Santa Maria five-star hotel in Panama City.

A view of the author’s hotel suite.

Monica Humphries/Business Insider



To the left of the bed were a chair and a side table. Adjacent to them were the suite’s second TV and second dresser.

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One wall had large windows with views out onto the property’s golf course and pool.

The Santa Maria five-star hotel in Panama City.

From the author’s room, she could see nearby high rises along with the hotel’s pool and golf course.

Monica Humphries/Business Insider



Both rooms in the suite had floor-to-ceiling windows facing the back of The Santa Maria’s property.

The blue hues of the pool were contrasted by the vibrant green of the hotel’s golf course.

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The other wall had two doors leading to a closet and bathroom.

The Santa Maria five-star hotel in Panama City.

The suite had a walk-in closet as well as a bathroom.

Monica Humphries/Business Insider



Across from the windows were two more of the suite’s rooms. I had a walk-in closet, where I found the third and final dresser.

The other door led the the suite’s full bathroom.

The bathroom was the highlight of the space. Inside the enormous room was a rainfall shower, a large bathtub, and a glowing vanity.

The Santa Maria five-star hotel in Panama City.

Inside the bathroom were a tub, rainfall shower, and two-person vanity.

Monica Humphries/Business Insider



The marble bathroom was the most luxurious part of the suite. I could stretch out in the large bathtub or soak underneath the room’s rainfall showerhead.

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After settling in, I headed downstairs to explore the property’s amenities.

The Santa Maria five-star hotel in Panama City.

The author’s king-sized bed.

Monica Humphries/Business Insider



The suite had other traditional hotel amenities like a hair dryer, robes, alarm clocks, and access to 24-hour room service.

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Guests at The Santa Maria can choose between four bars and restaurants.

The Santa Maria five-star hotel in Panama City.

The terrace of the Mestizo Restaurant.

Monica Humphries/Business Insider



The Santa Maria is home to two restaurants, the Mestizo Restaurant, which serves international cuisine, and the fine-dining Grill House FSH & STK.

The hotel is also home to the AQVA Pool Bar and an in-house coffee shop.

While I didn’t dine at The Santa Maria, McGowan said Mestizo has earned its reputation as one of the best brunch spots across Panama City. Each Sunday, the hotel offers a brunch spread for $65. And if you can’t make it for Sunday brunch, Mestizo often has live jazz performers and other evening events.

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And it wouldn’t be a resort without a spa.

The Santa Maria five-star hotel in Panama City.

The entrance to The Santa Maria spa.

Monica Humphries/Business Insider



Guests can book services like massages, facials, body scrubs, and manicures.

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Perhaps the largest draw of the hotel is its golf course.

The Santa Maria five-star hotel in Panama City.

A view of The Santa Maria’s golf course.

Monica Humphries/Business Insider



Nicklaus Design, the global golf firm founded by American golfer Jack Nicklaus, was the designer behind the course at The Santa Maria.

The 700-acre space includes 18 holes, a lighted putting green, and a driving range.

The course is available to private members who live in Santa Maria and hotel guests. A two-year membership at the club will set golfers back $10,700. Or, for the committed golfer, a lifetime membership costs $50,000.

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I spent the afternoon lounging by the pool.

The Santa Maria five-star hotel in Panama City.

The resort’s on-site pool.

Monica Humphries/Business Insider



While I’ve never set foot on a golf course, I can confidently say I’m a pro at lounging.

Instead of opting for the green, I headed to the pool. Earlier, the front desk told me the hotel was completely booked, so I was shocked to see only a few others lounging by the pool.

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Since I was in one of the city’s wealthy neighborhoods, I decided to go for an evening stroll. But my walk was promptly cut short.

The Santa Maria five-star hotel in Panama City.

A gated entrance to the Santa Maria neighborhood.

Monica Humphries/Business Insider



As I stepped into Panama’s humidity, I expected to go on a long walk admiring the neighborhood’s mansions and skyscrapers.

But Santa Maria’s residents live in a gated neighborhood, and since the hotel is just outside the gates, I wasn’t granted entrance into the rest of the neighborhood.

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It seemed like most restaurants, attractions, and landmarks were a drive away.

The Santa Maria five-star hotel in Panama City.

A shopping center outside the Santa Maria neighborhood.

Monica Humphries/Business Insider



I did see one new shopping center and the neighborhood’s country club, but there weren’t many other shops, restaurants, or businesses within walking distance.

So I headed back to the hotel.

The Santa Maria five-star hotel in Panama City.

The Santa Maria’s pool.

Monica Humphries/Business Insider



Luckily, The Santa Maria had everything you could need for a one-night stay.

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The Santa Maria felt like a tropical retreat, and if you’re a golfer, it’s worth the visit.

The Santa Maria five-star hotel in Panama City.

The author at The Santa Maria.

Monica Humphries/Business Insider



While I felt more immersed in Panama’s culture and history at other Panama City hotels, The Santa Maria was a relaxing way to end my Panama trip. During my one-night stay, I felt transported to a manicured, luxury property that I never needed to leave.

There were moments I felt far away from Panama City, but thankfully, the city’s skyline in the distance was a constant reminder of the beautiful city I had just explored.

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